My goal is to prevent personal bankruptcy, the elimination of debt and the relief of financial stress. In many circumstances, bankruptcy can be avoided, if private consulting is received during the early stages of financial difficulty.
In most cases, a “Proposal” will be suggested, either informal proposal or formal proposal (Consumer Proposal or Division 1, Part 3 proposal,) which is simply an agreement between a debtor and his creditors, whereby the debtor pays only a portion of his debts, thus avoiding bankruptcy wherever possible. And if you own a home, and there is some equity available to tap into, I will use this equity so that a full settlement of your debts can be negogiated with all your creditors.
The first thing you should do is take advantage of speaking to a 'live' Canada mortgage consultant. The service is Free! You can send in the 'No Obligation' application form above and a Mortgage Consultant will call you within a few hours. The advice is free! Great help in deciding the direction you should take when it comes to arranging for a new home purchase, house refinance or a new debt consolidation loan.
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